Wednesday, July 26, 2017

Monday, July 24, 2017

Monday Made Me Laugh

But then again I've been told that my sense of humor has an event horizon.

Sunday, July 23, 2017

Friday, July 21, 2017

Be(Cos)play It's Friday


 More of everything nice below the break, and as always bonus nerd points for recognizing characters.

Friday Fuckoff Open Thread

The "go home to your family at any cost to anyone else" mentality can fuckoff with a noise so loud that it causes what would be considered second degree murder if done by any non-government employee. Do you fuck-wads have any idea just how many more crimes won't go reported now resulting in more crime and eventually vigilante revenge? Do you even care that when you shoot a dog that is dancing eight feet from you while wagging it's tail that your backstop is a house with kids in it? This is how you get people to fear not respect and fear doesn't lead to good places. FUCKING STOP this little girl horseshit or turn in your badge.

Also pain and fear can fuck off with a giant calloused fist up their assholes.

The floor is yours angry readers.

Thursday, July 20, 2017

Beware: Sirens




 Given that some people are still being so reckless about attractive sights near large bodies of water I'm posting the following to attempt to warn of the perils lurking for the unwary. More not safe to go into within thirty minutes of eating below the break.

Wednesday, July 19, 2017

Saturday, July 15, 2017

Goodstuff to Bait CNN With

Our favorite weekly cybermag/blog probably lit up every computer at CNN with the promise of "Hot Russia Links", only for them to be disappointed to find out they had little to do with Trump.

Friday, July 14, 2017

BeCos(play) It's Friday

 More not safe for spoilers below the break, and as always bonus nerd points for recognizing characters.

Friday Fuckoff Open Thread

Literal Hay fever allergies can fuckoff with Hillary Clinton's used unwashed dildo.

The floor is yours angry readers.

Wednesday, July 12, 2017

Scotch Nature: Better Late Than Never but Better Still ON TIME

Due to some semi-recent and awesome to hear feedback I'm going to try restarting my Scotch Nature series. Now the disclaimer these bits of advice are not for people who have their financial act even halfway together this is advice for people who are part of the 49% of Americans who would have to go into more debt to cover a $400 emergency expense. 

The average late fee for a Credit card in America is $34.09 the average late fee for rent is 3% to 5% late fees are the classic example of digging yourself in deeper, and do go using that "complementary overdraft check protection" because that runs between $30 and $50 a time.

So how do we avoid adding injury of late fees to the injury of bills or debt payments?

For starters we need to budget, I know some people reading this just froze like a deer in the headlights. But let me give you a couple of links to take the brain lock down a notch.

"Feed the Pig" by the AICPA has one.

So does Financial Peace University.

You CAN do this and you'll find that your money will go farther than you would think even as you start writing this down.

This is important because you need to get ahead of this curve so that bills are paid when they come in instead of "after I get paid". Because not only Murphy's Law happen to your money between then and now if you are living paycheck to paycheck, but there's also ample opportunity to misremember or just plain forget what is and isn't paid until next month's bill comes in with both balances AND a late fee.

On a side note if merely being forgetful or disorganized is causing you to pay late fees nearly everything nowadays can be auto drafted so sign up and start wondering why you have an extra $30 a month more than you used to when you'd lose just one bill a month behind the couch.

We all hate paying bills, but you know what sucks more PAYING EXTRA BILLS for no extra services beyond paying it later.

Paying bills in a timely manner can and will build a momentum of it's own just as failing to pay them in a timely manner does. One day you'll get the electric bill in and dash off the check without thinking about it. Because you are no longer insecure that it will clear if not sent at exactly the right time, and believe me that's a wonderful feeling to have.

Edit: BTW if you average just one $30 bounced check protection fee or late fee per month that's $360 over the course of a year. So in one year of being more careful with payments you could be most of the way to not being one of those people who would have to go into further debt if a $400 emergency came up.